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If you have some questions about how any of this works, we got your back. We’ve crafted the perfect step-by-step guide to make everything run smoothly for you.
This should absolutely be your first priority! The size depends on the property and amount that you’re borrowing, known as the loan to value ratio (LVR). For a new property, it’s usually 10% of the purchase price. Keep in mind, though, costs and grants may vary!
Round up your team for the best advice. It’s usually best to at least have a mortgage broker and a conveyancer/solicitor.
With the help of your squad, you can usually work out which lenders you qualify for and what loan is best. Pre-approval basically means that your loan is approved, as long as the bank accepts!
When your conveyancer and mortgage broker give you the green light, you can finally go sign the contract of sale and pay the holding deposit.
Legally, you’re given 5 business days in NSW to back out of the sale. No danger here, though, you’ll be dying to move in to Escape.
